Your Coin is a sustainable, blockchain-based platform that turns fiat currency into digital coins—each backed by real deposits and tracked across a unique set of three interdependent ledgers. Unlike traditional cryptocurrencies, Your Coin doesn’t rely on energy-intensive mining. Transactions are instant, processed and verified directly between users, and reported to trusted partner banks who issue and maintain a source of truth the coins, without knowing what they are proving. This system allows users to build real-time proofs of income and spending, which can be leveraged in credit checks, financial apps, or even advertising ecosystems. It's peer to peer, green, and grounded in real-world value.
In traditional blockchain currencies, growth can be the biggest challenge to overcome. With Your Coin, growth scales linearly, so new users and assets have no effect on the existing ecosystem. Each new coin, each new user, each new currency, every part of the system works independantly, so you can grow consistently.
We see a world where everyone has access to digital currency, with a secure infrastructure and fast transactions. It shouldn't take a finance degree to understand the money in your wallet, and paper money should behave just like digital money. We have created Your Coin to give banks a mechnism to re-write the finicial world in a manner where they can still provide valuable guidance and reap the relevant rewards by helping everyone use money that is even greener than the US Dollar.
We will always look to solve problems, and traditional blockchain systems have them. They can call them features, but they are bugs. Financial transactions need to happen fast, and for most things that means a under a second. Relying on third parties to verify transactions is a waste of both time and money.